Reclaim My Surplus Funds

WARNING!

Your Home's Surplus Funds could be AT RISK of being TAKEN by the Government after foreclosure.

Yes, Help Me Reclaim My Surplus Funds

Reclaim Your Equity: Don’t let your hard-earned money be claimed by the State after foreclosure. Keep in mind, that there is a limited period to claim YOUR SURPLUS FUNDS after foreclosure. Join the many families who have trusted The Unexa Group to successfully retrieve what’s rightfully theirs. Act now and PROTECT your FUNDS!

3 easy steps to claim your Home Equity Funds

Step 1
FREE
Consultation

Talk to a claims manager—no obligation, just answers.

Step 2
We Handle Everything

Our experts file and manage your claim, covering legal steps and court proceedings. You pay nothing until we win!

Step 3
Get Paid

We notify you when your check is on the way—simply deposit and enjoy your funds!
Call Now (909) 315-8177
Yes, Help Me Reclaim My Surplus Funds

Success Stories

Looking for a reliable Surplus Funds Recovery Partner? We’ve got the proof you need! Check out some of our success stories and REAL checks from happy clients below.

Mr. Shuman is a resident in Los Angeles, CA and unfortunately, due to health issues, his home went into foreclosure unexpectedly. Mr. Shuman is 89 years old and thankfully, because we were able to save his equity from loss to the State, he’ll be using the money towards his nursing home care.

Mr. Shuman

$351,993.25

Mr. Ogden was the beneficiary of his mother’s home equity from her house in Madres, Oregon after her passing. After working with Nicholas and navigating all the legal procedures in the claims process, we were able to help him save what his mother had left behind for him. This check for $34,596.67 enabled Nicholas to pay for a new place to live in.

Mr. Ogden

$34,596.67

We were able to swiftly help Mr. Luebano recover the home equity from his property in San Antonio, Texas before the funds were deposited with the State.

Mr. Luebano

$24,404.69

Yes, Help Me Reclaim My Surplus Funds

Mr. Oliveros reached out to us to save his home equity following foreclosure. After losing his wife to illness, he was able to share the equity with their children, Ashley and Miranda.

Mr. Ontiveros

$33,030.45

We were able to help Mr. Ward recover the equity from his parent’s Texas property who were deceased. About half of our cases consist of working with loved ones of deceased property owners, and helping them get closure on their loved ones assets while preventing their equity from being absorbed by the States Unclaimed Property Division.

Mr. Ward Jr. (beneficiary)

$36,335.45

Mr. Ziolkowski was facing foreclosure for two of his homes, here is a copy of the check stub on one of them in Longview, Washington. With the equity from both houses, he was able to invest in his family’s future living situation.

Mr. Ziolkowski

$99,829.39

Our No-Risk Guarantee: Pay Only for Success

We’re committed to your financial recovery. That’s why our guarantee is straightforward: if there’s no surplus equity after your foreclosure, you pay absolutely nothing. Our fees are contingent on success – we only get paid if we successfully reclaim funds for you.
Yes, Help Me Save My Equity

Trusted by Many, Proven by Results

We understand trust can be hard to come by during tough times. That’s why we let our success stories, track record, and glowing customer reviews do the talking. Countless individuals have turned to us in their time of need and found a path to equity recovery.
The Unexa Group is a company you can trust going through a divorce resulting in a foreclosure as a Canadian. It was very stressful and frustrating. ****** and ***** made this entire process much much easier to handle. Thank you so much for the excellent professionalism. I would recommend The Unexa Group without hesitation to any of my family or friends requiring your services thank you again and God bless y'all.
David DBBB.org Review
Excellent personal one on one experience with Alfred and his team. They kept me updated through the entire process. Would recommend to anyone Unexa Group being the best.
Patricia MBBB.org Review
Alfred was simply amazing. Very informative about everything throughout the entire process. The empathy and class he showed my brother and I who is a disabled VET was also amazing. My case was very complicated and Alfred did everything he could to achieve the greatest results for my Brotther and I. Alfred jumped through many hoops for us to get compensated. We are very grateful to be his clients.
Vincent ABBB.org Review
Honestly, in the start of this process, I was very nervous, not knowing what to expect, but Alfred and his team made me feel secure and confident in their work, and he kept one-on-one contact with me through the whole process. I would highly recommend
Joseph HBBB.org Review
Going through a foreclosure related to a divorce in the USA being a Canadian was an extremely frustrating and stressful process. The Unexa Group not only handled themselves with extreme professionalism, but Alfred went above and beyond to put my stresses and my physical emotions at ease, allowing me to trust him entirely through this process, thus having the entire process completed with 110% satisfaction Thank you so much to Alfred to Colby and to The Unexa Group!! God bless y’all from this very satisfied Canadian.
David TaylorGoogle Review
I was so stressed out !! Until they offered to helped me out with everything and made it less stressful, and even gave me amazing advice! Thank you sooo much again!
Babygirl PortugalGoogle Review
I had many questions, and they were very patient with me.
Angela WattsGoogle Review

Regain What's Rightfully Yours: Start Your Surplus Funds Recovery Journey Today

If you’ve recently faced foreclosure, don’t lose hope just yet. You might still be entitled to a significant amount of equity that you’re not even aware of. In the complex world of foreclosure, time is of the essence. Act now by reaching out to a claims manager at the Unexa Group. Our expertise is in uncovering potential equity that could rightfully belong to you. But hurry, because every moment counts.

Yes, Help Me Reclaim My Surplus Funds
Mr. Mclaren is an elderly man with many health issues, unfortunately he and his daughter were unable to pay their mortgage and lost their home due to foreclosure. Shortly after, they were served with an eviction notice. Unexa was able to negotiate a longer stay in the property until they received this check for $98,604 that helped them with relocating to a new home.

Mr. Mclaren

$98,604.96

Ms. Lyons, a property management professional, fell victim of foreclosure after undergoing personal hardships in her life. Thankfully, we were able to save her equity before it was too late. Now, Sharrol is in a better position financially and has regained her life.

Ms. Lyons

$43,981.46

Ms. Anderson encountered a bump in the road in their relationship. After several months of separation, and turmoil, the couple decided to let go of their financial obligation to their mortgage payments. Fortunately, since then, the two decided to rekindle their relationship and used the equity generated from foreclosure to fund their new apartment together.

Ms. Anderson

$27,847.03

Ms. Sheirbon was suffering from mental health issues after the passing of her father, and losing his home to foreclosure shortly after. At first, she refused to accept the reality of the situation, which is common, and decided to stay in the property and delay her claim to the funds. The Unexa team remained patient and was there for moral support and questions. After several weeks, Ashley filed her claim with us, and was given the financial means through her fathers home equity, to move on peacefully.

Ms. Sheirbon

$51,254.69

Ready to Take the First Step?

Click the button below and start on your journey towards surplus funds recovery. With the Unexa Group, you’re not just reclaiming funds; you’re reclaiming peace of mind. Let’s get started.

Yes, Help Me Save My Equity

Alfred Taren

Champion for Families in Foreclosure Challenges

Hello, I’m Alfred Taren, the General Manager at The Unexa Group. For over 10 years, I’ve been committed to helping families navigate the challenging waters of excess proceeds retrieval and foreclosure. The journey of each family is close to my heart – their struggles with losing their homes, the confusion of legal steps, and the fear of what comes after foreclosure.

My path into this field began with a clear vision: to be more than just a professional in the industry, but a true ally to families in need. It’s not just about the money; it’s about making a real difference in people’s lives. At The Unexa Group, we understand that behind every case, there’s a family looking for guidance and support.

Since the start of The Unexa Group, we’ve built a strong team with over 40 years of combined experience in Real Estate Law. Our success is reflected in the numbers – over 2,000 combined cases resolved and $100 million in recovered assets. But what truly matters is the impact we’ve had on families, helping them secure their financial futures and regain peace of mind.

Our approach is personal. We don’t see our clients as just cases; they are families with their own stories and challenges. Our team, consisting of knowledgeable Foreclosure Consultants, Attorneys, and Paralegals, works tirelessly to provide the best possible outcome for each family. We’re not just recovering funds; we’re rebuilding lives and restoring hope.

This is what drives me and The Unexa Group every day. We’re here not just to provide expert advice but to show that we genuinely care about each family’s journey. Our mission is to empower families, giving them the support and resources they need to overcome their challenges and move forward confidently.

1 +
Successfully
completed cases
1 +
Years of combined
experience
$ 1 MM+
In Assets
Recovered

FAQs

What is Surplus Funds?

If the purchase price at the foreclosure sale exceeds the borrower’s loan balance, this extra amount is called “excess proceeds” or “surplus funds” or “Home Equity Funds”

How do I claim the my Surplus Funds?

The procedures for distributing and claiming surplus funds after a foreclosure sale differ from state to state. And claiming surplus funds is sometimes a complicated process that can be confusing for homeowners, especially after the stress of going through a foreclosure.

Talk to a Lawyer or Foreclosure Consultant if you need help getting the excess money after a foreclosure. Foreclosure experts often handle surplus funds claims, ensuring that foreclosed homeowners recover the money they’re entitled to after a foreclosure.

What happens if I don’t claim my Surplus Funds?

Usually, unclaimed surplus funds go to the state’s unclaimed property division. (also known as Escheatment)

What is Escheatment?

Escheatment refers to the right of a government to take ownership of estate assets or unclaimed property.

Why am I entitled to Surplus Funds money?

After the third party trustee foreclosure sale, there was a balance that exceeded the loan amount you owe to the lender. These excess funds also known as surplus funds are payable to you since the lender is only interested in the amount owed to them.

What If I am the son or daughter and my parents didn’t leave a Will/Trust?

Birth Certificate and Death Certificate will suffice.

Who else gets paid before I can access Surplus Funds?

Generally, if any junior liens were on the home, like a second mortgage or HELOC, or a creditor that recorded a judgment lien against the property, those parties get the first crack at the surplus funds. Then, any excess proceeds left over after paying off these liens belong to the former homeowner.

I'm divorced, does my ex-wife/husband have to consent?

If he or she is on the property title, then we would need both parties to consent.

How do I get more time on the property?

We can assist in contacting the new homeowners to negotiate more time in your property as well as “cash for keys.”

How much time do I have to claim Surplus unds?

Trustees have 30 days from the auction to notify all interested parties (such as second mortgage holders, tax lien holders, or credit card lien holders) of the possible home equity funds via mail.

Interested parties (including you) have 30 days from the notification to assert their claim. Failure to respond within the 30-day deadline can result in losing rights to surplus funds.
Yes, Help Me Save My Equity
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